You don't need to figure it all out alone. They don't need to be fancy. You don't need a genius.

What does a financial consultant even do?

They help you plan ahead. Just good advice. You should feel smarter after talking to them.

Simple stuff that matters. Some focus on taxes. They don't just talk at you.

Easy ways to start searching

Word of mouth works. Check local places. Not all are good.

But ask questions. Just your needs. Don't pick the first one.

Questions to ask before picking someone

Some take fees. Find out what they focus on. Ask how often they'll update you.

See if they make sense. Experience helps. Just good advice.

Red flags to watch out for

Real ones don't do that. Good ones are upfront. Not just make sales.

Find someone else. Watch for ones who sound fancy. Don't be pushed.

Simple ways to get the most help

Tell them what you want. Ask questions when WFG independent agent reviews something's unclear. Check in sometimes.

You decide. Helps them help you. The best ones help when life shifts.

Simple ways to start

You don't need to know everything. Not fancy titles. Check options|The right one is out there|You'll find them}.

Start with small questions. You'll feel better about money. It's really that simple.